Find out how the 2026 Budget affects your investments & structuring decisions

Read article
Academy Menu

Self Managed Academy

A practical resource for managing money, investments, structures and tax. Each topic includes short explainers, examples, and checklists you can use straight away. Use the numbered Academy Menu to work through the chapters.

You should never trust a single resource for all your information. Situations and rules can change, causing information to become outdated and inaccurate. References and further reading are provided at the bottom of each academy page. The ATO provide great resources and explanations of how rules work, and if unsure you should always search the ATO first.

Self Managed provides general information only which you need to personalise for your own situation. If you are unsure get professional advice.

Targeting an extra 1%

Over 30 years, an extra 1% per annum saving in yearly costs means you have greater than 30% more wealth for you and your family. When you need to withdraw money to live off your investments, 1% can be the difference between going bankrupt or leaving a legacy.

Imagine you are living off $2M of investments, withdrawing 100k a year for expenses which increase by 3% each year with inflation.

A 10% return on investment is a great result. But after adviser fees and taxes, 10% could drop to 6%.

Over a 40-year period, if you had only returned 6% after tax, you would be bankrupt. At 8% you have more than tripled your money.

Without taking additional investment risk, you can reduce your costs and tax to achieve 8% after tax.

The impact of +1% return over 40 years
6% after tax

Final: $0

Runs out year 32

7% after tax

Final: $668k

8% after tax

Final: $6.5M

How Self Managed helps

We provide free access to tools and guidance to help you improve your after-tax returns.

Track your money
Free access to automatically categorise and track your income, spending and investments.
Investment strategy
Free access to information about asset types and performance so you can choose investments that match your risk and return objectives.
Minimise costs
Free access to guidance on reducing cost of debt, fees and transaction costs.
Minimise tax
Free access to our guides for tax minimisation. (This kind of information is usually only available to wealthy people through financial advisers.)
Structure management
Free access to Trust and Company creation documents and templates to help you manage your structures going forward.
Tax preparation
Our tax platform simplifies your tax preparation and allows you to submit your trust and company returns directly to the ATO.

1. Wealth roadmapping

A simple sequence of actions to help you start building your wealth with Self Managed.

2. Minimising costs

Information on where you can avoid fees, and how small savings can help you grow wealth faster.

3. Minimising tax

Learn how to follow the law and improve your after-tax outcomes.

4. Understand asset categories

Find out about investment types like cash, bonds and property, and how they perform over time.

5. Financial structures

Learn about how companies, trusts and other structures can be used to optimise growth.

6. How to choose your investment strategy

Match your investments to your goals, your risk tolerance, available time and effort.

7. Articles

Shorter explainers on specific situations, rules and common questions.