Inflation simulator
Inflation affects the real value of your money over time. Use our Cash Value Simulator to consider how different circumstances could affect your wealth in up to 10 years.
Inflation is the rate at which the general level of prices for goods and services rises over time. When inflation occurs, each dollar you have buys fewer goods and services than it did before. This means that even if the number of dollars you have increases, the purchasing power of that money may decrease if it doesn't grow at least as fast as inflation.
Cash value simulator
See how inflation and savings returns affect the real value of cash over time.
10-Year Cash Value Analysis
| Year | Nominal Value | Real Value | Purchasing Power |
|---|---|---|---|
| 0 | $10,000 | $10,000 | 100% |
| 1 | $10,360 | $10,058 | 101% |
| 2 | $10,733 | $10,117 | 101% |
| 3 | $11,119 | $10,176 | 102% |
| 4 | $11,520 | $10,235 | 102% |
| 5 | $11,934 | $10,295 | 103% |
| 6 | $12,364 | $10,355 | 104% |
| 7 | $12,809 | $10,415 | 104% |
| 8 | $13,270 | $10,476 | 105% |
| 9 | $13,748 | $10,537 | 105% |
| 10 | $14,243 | $10,598 | 106% |
Calculation notes: Nominal Value = Initial × (1 + Return Rate)^Years. Real Value = Nominal Value ÷ (1 + Inflation Rate)^Years. Purchasing Power = Real Value ÷ Initial Value × 100%.