From side hustle to PTY LTD: when to change your structure (and your software)

A clear checklist for when growth justifies a company structure.

Bottom line: Move to a company structure when your income rises, your risk grows, or you need a tax rate cap. Your software should not force a switch before your structure does. Keep records clean now and scale when the numbers justify it.

Signals it is time to upgrade

  • Consistent profits and higher tax brackets.
  • Clients require a company entity.
  • Growing liability risk or assets to protect.

What changes when you register a company

  • Separate tax return and compliance obligations.
  • ASIC annual review requirements.
  • Clear separation between personal and business funds.

Keep your records upgrade-ready

If your data is organised now, the transition is easy later. That is the advantage of a structured system over a spreadsheet.

About the author

Written by the Self Managed team based on experience supporting micro-business growth.

Last updated

January 2026